10524 Cheval Pl, Bradenton, FL 34202 Property Records

Manatee County property record for 10524 Cheval Pl, Bradenton, FL 34202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,103 sqft · built 2000
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Sep 2020)
Tax Bill	$7,546 (2024)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5876-4740-5`

Property Details

APN / Parcel Number

Primary APN	`5876-4740-5`
Alternative APNs	`351930587647405` `0587647405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,103 sqft Living Area
Gross Area	4,194 sqft
1st Floor Area	3,103 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	23,000 sqft (0.528 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Pool Area	396 sqft
Porch	Screened Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0587647405
Street Address	10524 CHEVAL PL
City	BRADENTON
State	FL
Zip	34202-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4206 RIVER CLUB SOUTH SUBPHASE IV PI#5876.4740/5
Legal Range	19E
Legal Township	35S
Legal Section	30
Legal Subdivision	RIVER CLUB SOUTH SUBPHASE IV
Legal Tract	00587604
Legal Lot Number	4206
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	2
Census Block	2012
Census Tract	2017

Owner

10524 Cheval Pl is owned and occupied by two individuals who bought it in September 2020.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10524 CHEVAL PL, BRADENTON, FL 34202-4044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ACCUNET MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Feb 3, 1999 · Amount on File
Deed Document Number	202097709
Prior Transfer Date	Aug 18, 1999
Prior Transfer Doc	0016070956
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	10524 CHEVAL PL, BRADENTON, FL 34202-4044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027644192
Date	Jan 15, 2019
Book Page	2764/4192
Instrument	201941004706

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 15, 2020
Property Address	10524 CHEVAL PL, BRADENTON, FL 34202-4044
Document Number	0041097709
Instrument Date	Sep 14, 2020
Instrument	41097709
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10524 CHEVAL PL BRADENTON FL 342024044, BRADENTON, FL 34202-4044

Mortgage

Document Number	41097710
Date	Sep 15, 2020
Instrument	41097710

Lender

Name	ACCUNET MTG LLC
Address	WAUKESHA, WI 53188

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,712 (+2.7%)	$741,139 (-1.3%) Land $61,200 Building $679,939
2025		$564,471	$750,868 Land $61,200 Building $689,668
2024	$7,546.00 (+1%)
2023	$7,471.00 (+2.6%) Homeowner's exemption	$532,585 (+3%)	$873,057 (+12.26%) Land $61,200 Building $811,857
2022	$7,282.00 Homeowner's exemption	$517,073	$777,692 Land $60,000 Building $717,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10524 Cheval Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	10 (2017–2025)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10524 Cheval Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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