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10520 Cheval Pl, Bradenton, FL 34202 Property Records

Manatee County property record for 10520 Cheval Pl, Bradenton, FL 34202

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,576 sqft · built 1999
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$332,000 (Nov 2012)
Tax Bill$4,992 (2024)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN5876-4745-4

Property Details

APN / Parcel Number

Primary APN5876-4745-4
Alternative APNs
  • 351930587647454
  • 0587647454

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,576 sqft Living Area
Gross Area3,626 sqft
1st Floor Area2,576 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
View / LotStandard
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool Area324 sqft
PorchScreened Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0587647454
Street Address10520 CHEVAL PL
CityBRADENTON
StateFL
Zip34202-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 4207 RIVER CLUB SOUTH SUBPHASE IV PI#5876.4745/4
Legal Range19E
Legal Township35S
Legal Section30
Legal SubdivisionRIVER CLUB SOUTH SUBPHASE IV
Legal Tract00587604
Legal Lot Number4207
JurisdictionMANATEE FL
Township / Civil DivisionMYAKKA CITY
Census Block Group2
Census Block2012
Census Tract2017

Owner

10520 Cheval Pl is owned and occupied by two individuals who bought it in November 2012.

Source: Manatee County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address10520 CHEVAL PL, BRADENTON, FL 34202-4044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2012 · Amount on File
Deed SaleNov 1, 2012 · Amount on File
Prior SaleSep 5, 2012 · Amount on File
Deed Document Number20123082322
Deed Book / Page2443 / 4724
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10520 CHEVAL PL, BRADENTON, FL 34202-4044
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10520 CHEVAL PL, BRADENTON, FL 34202-4044

Mortgage

Document Number0041061709
DateMay 10, 2021
Instrument202141061709
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,663 (+2.7%)$597,741 (-1.24%) Land $61,200 Building $536,541
2025$382,340$605,271 Land $61,200 Building $544,071
2024$4,992.00 (+1.16%)
2023$4,935.00 (+2.68%) Homeowner's exemption$360,743 (+3%)$703,301 (+20.15%) Land $61,200 Building $642,101
2022$4,806.00 Homeowner's exemption$350,236$585,330 Land $60,000 Building $525,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10520 Cheval Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 164 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims10 (2017–2025)
Claims Outside the SFHA8 of 10
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Cheval Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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