10522 Hartfield Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10522 Hartfield Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,951 sqft · built 2013
Lot Size	0.144 acres (6,255 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,658 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-560-002-0003`

Property Details

APN / Parcel Number

Primary APN	`134-560-002-0003`
Alternative APN	`0471640000001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,951 sqft Living Area
1st Floor Area	1,833 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,255 sqft (0.144 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1345600020003
Street Address	10522 HARTFIELD BLUFF LN
City	CYPRESS
State	TX
Zip	77433-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 2 CYPRESS CREEK LAKES SEC 18
Legal Subdivision	CYPRESS CREEK LAKES SEC 18
Legal Block	2
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5045
Census Tract	543007

Owner

Source: Harris County records · APN 134-560-002-0003

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10522 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10522 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021074722
Date	Feb 10, 2021
Instrument	2021-074722

Lender

Name	SHELL FCU
Type	Credit Union
Address	DEER PARK, TX 77536

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,658.00 (+237.41%) Homeowner's exemption	$434,481 (-12.05%) Land $73,210 Building $361,271	$434,481 (-12.05%) Land $73,210 Building $361,271
2024	$2,566.00 (+11.86%)
2023		$493,995 Land $73,210 Building $420,785	$493,995 Land $73,210 Building $420,785
2020	$2,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015430075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 470 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Radiate Holdings, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.