10518 Hartfield Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10518 Hartfield Bluff Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,708 sqft · built 2014
Lot Size0.144 acres (6,255 sqft)
Owner2 Individual Names on File
Last Sale$275,600 (Sep 2014)
Tax Bill$3,743 (2025)
Deeds & MortgagesAug 2022 Mortgage
Dec 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN134-560-002-0004

Property Details

APN / Parcel Number

Primary APN134-560-002-0004
Alternative APN
  • 0471640000001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,708 sqft Living Area
1st Floor Area2,146 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area6,255 sqft (0.144 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1345600020004
Street Address10518 HARTFIELD BLUFF LN
CityCYPRESS
StateTX
Zip77433-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 2 CYPRESS CREEK LAKES SEC 18
Legal SubdivisionCYPRESS CREEK LAKES SEC 18
Legal Block2
Legal Lot Number4
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group5
Census Block5045
Census Tract543007

Owner

Source: Harris County records · APN 134-560-002-0004

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 05, 2019Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG
Dec 05, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 29, 2017Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2014 · Amount on Record
Deed SaleSep 03, 2014 · Amount on Record
Deed Document Number2014393428
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Transaction TypeMortgage
Record UpdatedAug 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146

Mortgage

Document Number0000391471
DateAug 01, 2022
Instrument2022-391471
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 01, 2052

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Document Number0000487305
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10518 HARTFIELD BLUFF LN CYPRESS TX 774334146, CYPRESS, TX 77433-4146

Mortgage

Document Number0000487305
DateOct 12, 2020
Instrument487305
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2050
Interest
Rate TypeFixed Rate
Rate4%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Document Number0000021027
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10518 HARTFIELD BLUFF LN CYPRESS TX 774334146, CYPRESS, TX 77433-4146

Mortgage

Document Number0000021027
DateJan 15, 2020
Instrument21027
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address10518 HARTFIELD BLUFF LN, CYPRESS, TX 77433-4146
Document Number0000202655
Instrument DateMar 29, 2017
Transaction TypeMortgage
Record UpdatedJul 07, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10518 HARTFIELD BLUFF LN CYPRESS TX 774334146, CYPRESS, TX 77433-4146

Mortgage

Document Number0000202655
DateMay 10, 2017
Instrument202655
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,743.00 (+1,440.33%) Homeowner's exemption$415,735 (-10.84%) Land $73,210 Building $342,525$415,735 (-10.84%) Land $73,210 Building $342,525
2024$243.00 (-23.58%)
2023$466,267 Land $73,210 Building $393,057$466,267 Land $73,210 Building $393,057
2022$318.00 (+13.57%)
2020$280.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 381 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies381 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Hurricane Ike

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Radiate Holdings, T-Mobile USA, Verizon.

Based on FCC filings for 470 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARRIS COUNTY MUD 433
serves 6,651 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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