10521 SW 45th St, Miami, FL 33165 Property Records

Miami-Dade County property record for 10521 SW 45th St, Miami, FL 33165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,286 sqft · built 1959
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$7,951 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-4020-006-1450`

Property Details

APN / Parcel Number

Primary APN	`30-4020-006-1450`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Patio Area	125 sqft

Location & Zoning

Street Address	10521 SW 45TH ST
City	MIAMI
State	FL
Zip	33165-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	20 54 40 HEFTLER HOMES SEC 1 PB 65-149 LOT 8 BLK 9 LOT SIZE100.000 X 100 OR 21257-4228 042003 4 COC 23479-0230 06 2005 4
Legal Range	40E
Legal Township	54S
Legal Section	20
Legal Subdivision	HEFTLER HOMES
Legal Block	9
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	SOUTH WESTSIDE
Census Block Group	1
Census Block	1015
Census Tract	8702

Owner

10521 SW 45th St is owned and occupied by an individual who acquired it in April 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10521 SW 45TH ST, MIAMI, FL 33165-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000268806
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10521 SW 45TH ST, MIAMI, FL 33165-5615
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10521 SW 45TH ST, MIAMI, FL 33165-5615

Mortgage

Document Number	0000753504
Date	Oct 6, 2025
Book Page	34970/2783
Instrument	2025R0753504

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10521 SW 45TH ST, MIAMI, FL 33165-5615
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10521 SW 45TH ST, MIAMI, FL 33165-5615

Mortgage

Document Number	0000690118
Date	Sep 1, 2022
Book Page	33365/620
Instrument	2022R0690118

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Apr 19, 2021
Property Address	10521 SW 45TH ST, MIAMI, FL 33165-5615
Document Number	0000268806
Book / Page	32457 / 98
Map Reference	MB 65 PG 149
Instrument Date	Apr 8, 2021
Instrument	2021R0268806
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10521 SW 45TH ST, MIAMI, FL 33165-5615

Tax Assessment & Valuation

The 2025 property tax bill for 10521 SW 45th St was $7,951 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,951.00 Homeowner's exemption	$464,698	$523,632 Land $367,500 Building $156,132
2023	$7,408.00 (+389.62%) Homeowner's exemption	$438,449 (+186.67%) Land $280,000 Building $158,449	$438,449 (+18.63%) Land $280,000 Building $158,449
2022	$1,513.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$152,947	$369,608 Land $210,000 Building $159,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10521 SW 45th St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	18 (1992–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims Hurricane Irene, Oct 1999 · 4 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10521 SW 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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