10520 SW 45th St, Miami, FL 33165 Property Records

Miami-Dade County property record for 10520 SW 45th St, Miami, FL 33165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,972 sqft · built 1959
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Oct 2018)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`30-4020-006-1580`

Property Details

APN / Parcel Number

Primary APN	`30-4020-006-1580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Concrete Block
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Patio Area	500 sqft

Location & Zoning

Street Address	10520 SW 45TH ST
City	MIAMI
State	FL
Zip	33165-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	20 54 40 HEFTLER HOMES SEC 1 PB 65-149 LOT 7 BLK 10 LOT SIZE100.000 X 100 OR 14493-1264 0390 4
Legal Range	40E
Legal Township	54S
Legal Section	20
Legal Subdivision	HEFTLER HOMES
Legal Block	10
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	SOUTH WESTSIDE
Census Block Group	1
Census Block	1019
Census Tract	8702

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10520 SW 45TH ST, MIAMI, FL 33165-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2020	Deed of Trust, Mortgage · FHA Mortgage COLUMBUS CAP LNDG
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK
Jul 7, 2017	Grant Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	2018619106
Deed Book / Page	31175 / 2361
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0000485693
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10520 SW 45TH ST, MIAMI, FL 33165-5616
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 SW 45TH ST, MIAMI, FL 33165-5616

Mortgage

Document Number	0000243250
Date	Mar 28, 2022
Book Page	33088/3891
Instrument	2022R0243250

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10520 SW 45TH ST, MIAMI, FL 33165-5616
Document Number	0000112802
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 SW 45TH ST MIAMI FL 331655616, MIAMI, FL 33165-5616

Mortgage

Document Number	0000112802
Date	Feb 20, 2020
Book Page	031822/001691
Instrument	112802

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33176

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 10, 2018
Property Address	10520 SW 45TH ST, MIAMI, FL 33165-5616
Document Number	0000619106
Book / Page	031175 / 002361
Instrument Date	Oct 4, 2018
Instrument	619106
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 SW 45TH ST MIAMI FL 331655616, MIAMI, FL 33165-5616

Mortgage

Document Number	619107
Date	Oct 10, 2018
Book Page	031175/002363
Instrument	619107

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Jul 7, 2017
Property Address	10520 SW 45TH ST, MIAMI, FL 33165-5616
Document Number	0000385513
Book / Page	030602 / 003807
Instrument Date	Jun 30, 2017
Instrument	385513
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 W FLAGLER ST MIAMI FL 33157, MIAMI, FL 33157

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,960.00 (+8.05%) Homeowner's exemption	$347,119 (+5.99%)	$691,119 (+13.06%) Land $367,500 Building $323,619
2023	$5,516.00 (+3.55%) Homeowner's exemption	$327,512 (+3%)	$611,264 (+12.15%) Land $280,000 Building $331,264
2022	$5,327.00 Homeowner's exemption	$317,973	$545,060 Land $210,000 Building $335,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	18 (1992–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims Hurricane Irene, Oct 1999 · 4 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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