Madison County property record for 1052 Vineyard Way, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2020) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0062 |
| Primary APN | 0073-0032-0062 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,185 sqft (0.67 acres) |
|---|
| Account Number | 57101 |
|---|---|
| Street Address | 1052 VINEYARD WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD ESTS LOT 62 PH II |
| Legal Subdivision | VINEYARD |
| Legal Phase | 11 |
| Legal Block | II |
| Legal Lot Number | 62 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 11202 |
1052 Vineyard Way is owned and occupied by two individuals who bought it in November 2020.
Source: Madison County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jun 10, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2017 | Deed of Trust, Mortgage · ARM COMMUNLTY TRUST BANK INC |
| Nov 25, 2020 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 7, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Document Number | 202014024802 |
| Deed Book / Page | 797 / 517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 0M2451/649 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M2451/649 |
| Instrument | 2014327293 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 0M2384/645 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | M2384/645 |
| Instrument | 2014266105 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01775/585 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | M01775/585 |
| Instrument | 2013968066 |
| Name | COMMUNLTY TRUST BANK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 25, 2020 |
| Property Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | D00797/517 |
| Book / Page | D00797 / 517 |
| Map Reference | CAB 24 SL 254 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2014024802 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 CHERRY RD, 126, BEREA, KY 40403-1658 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 2014024803 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2014024803 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2017 |
| Property Address | 1052 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | D00748/428 |
| Book / Page | D00748 / 428 |
| Map Reference | CAB24 SK254 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2013962728 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5694 SCAFFOLD CANE RD, 5694, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 703 KENWAY ST, BEREA, KY 40403-1156 |
The 2025 property tax bill for 1052 Vineyard Way was $2,546.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 | $270,000 | $270,000 |
| 2023 | $2,619.00 | $270,000 | $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1052 Vineyard Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1052 Vineyard Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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