Madison County property record for 1048 Vineyard Way, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,054 sqft |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,000 (Apr 2022) |
| Tax Bill | $3,281 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0060 |
| Primary APN | 0073-0032-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 71170 |
|---|---|
| Street Address | 1048 VINEYARD WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD ESTS LOT 60 PH II |
| Legal Subdivision | VINEYARD |
| Legal Phase | 11 |
| Legal Block | II |
| Legal Lot Number | 60 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 11202 |
1048 Vineyard Way is owned and occupied by two individuals who bought it in April 2022.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1048 VINEYARD WAY, BEREA, KY 40403-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Feb 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK |
| Nov 4, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on File |
| Deed Sale | Apr 22, 2022 · Amount on File |
| Prior Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 202214088214 |
| Deed Book / Page | 822 / 113 |
| Prior Transfer Date | Jan 26, 2010 |
| Prior Transfer Doc | 00D653/644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 1048 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 00D822/113 |
| Book / Page | D822 / 113 |
| Map Reference | CAB 24 SL 254 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2014088214 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 OPOSSUM KINGDOM RD, 711, BEREA, KY 40403-9546 |
| Name | Verified Name |
|---|---|
| Address | 693 E CASTLE STONE DR, WASHINGTON, UT 84780-8238 |
| Document Number | 2014088218 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2014088218 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1048 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01846/369 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | M01846/369 |
| Instrument | 2013988233 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 4, 2020 |
| Property Address | 1048 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | D00796/519 |
| Book / Page | D00796 / 519 |
| Map Reference | CAB 24 SL 254 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2014023515 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1904, BEREA, KY 40403-3904 |
| Name | Verified Name |
|---|---|
| Address | 1048 VINEYARD WAY, BEREA, KY 40403-9184 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1048 Vineyard Way was $3,281.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,281.00 | $348,000 | $348,000 |
| 2023 | $3,375.00 | $348,000 | $348,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1048 Vineyard Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 Vineyard Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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