1052 Silverpine Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1052 Silverpine Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,724 sqft · built 2023
Lot Size0.152 acres (6,642 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Jun 2023)
Tax Bill$1,702 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Aug 2021 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN171A P 005

Property Details

APN / Parcel Number

Primary APN171A P 005
Alternative APN
  • 0000391206

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,724 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,642 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391206
Street Address1052 SILVERPINE DR
CityCHATTANOOGA
StateTN
Zip37421-5183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 41 GIBSON MEADOWS SUB PB 121 PG 48 OUT OF 159P A 003.23 FOR 2022
Legal SubdivisionGIBSON MEADOWS SUB
Legal Lot Number41
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract11326

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1052 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LOW VA RATES LLC
Aug 23, 2021Warranty Deed, Construction Loan · Line of Credit
KIM MORGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on Record
Deed SaleJun 7, 2023 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Document Number2023192
Deed Book / Page13312 / 869
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 7, 2023
Property Address1052 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Document Number0000000192
Book / Page13312 / 869
Map ReferenceMB 121 PG 48
Instrument DateMay 24, 2023
Instrument2023060700192
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,646.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1052 SILVERPINE DR, CHATTANOOGA, TN 37421-5183

Mortgage

Document Number0000000193
DateJun 7, 2023
Instrument2023060700193
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

August 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 23, 2021
Property Address1052 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Document Number0000000341
Book / Page12620 / 401
Map ReferenceMB 121 PG 48
Instrument DateAug 19, 2021
Instrument2021082300341
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$231.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 808, RINGGOLD, GA 30736-0808
InvestorPossibly a Property Investor

Mortgage

Document Number0012620404
DateAug 23, 2021
Instrument12620/404
Lender
NameKIM MORGAN
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 19, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,702.00 (-17.02%)$112,325 (+22.49%)$449,300 (+22.49%) Land $55,000 Building $394,300
2024$2,051.00 (+38.96%)$91,700 (+38.99%)$366,800 (+38.99%) Land $55,000 Building $311,800
2023$1,476.00 (+380.78%)$65,975 (+379.82%)$263,900 (+379.82%) Land $55,000 Building $208,900
2022$307.00$13,750$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims18 (1990–2020)
Claims Outside the SFHA3 of 18
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims
  • Severe Storms & Flooding, Feb 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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