1049 Silverpine Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1049 Silverpine Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2.5 ba · built 2025
Lot Size0.151 acres (6,589 sqft)
OwnerCompany Name on Record
Tax Bill$208 (2025)
Deeds & MortgagesMar 2025 Construction Loan
Flood ZoneZone X (moderate risk)
APN170D C 009

Property Details

APN / Parcel Number

Primary APN170D C 009
Alternative APN
  • 0000391217

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,589 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391217
Street Address1049 SILVERPINE DR
CityCHATTANOOGA
StateTN
Zip37421-5183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 47 GIBSON MEADOWS SUB PB 121 PG 48 OUT OF 159P A 003.23 FOR 2022
Legal SubdivisionGIBSON MEADOWS SUB
Legal Lot Number47
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract11326

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 175, APISON, TN 37302-0175
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1049 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000004
DateMar 7, 2025
Book Page13855/134
Instrument2025030700004
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressCHATTANOOGA, TN 37408
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208.00 (-32.25%)$13,750 (-)$55,000 (-) Land $55,000
2024$307.00$13,750 (-)$55,000 (-) Land $55,000
2023$307.00$13,750 (-)$55,000 (-) Land $55,000
2022$307.00$13,750$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims18 (1990–2020)
Claims Outside the SFHA3 of 18
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims
  • Severe Storms & Flooding, Feb 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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