Contra Costa County property record for 1052 S Monarch, San Ramon, CA 94582
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4 ba · 2,254 sqft · built 2016 |
| Lot Size | 0.022 acres (975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Sep 2022) |
| Tax Bill | $16,348 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-560-125-7 |
| Primary APN | 222-560-125-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| 1st Floor Area | 979 sqft |
| 2nd Floor Area | 862 sqft |
| Basement Area | 413 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 975 sqft (0.022 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1052 S MONARCH |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-6014 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T9328 L13 U13-2 |
| Legal Subdivision | SUBDIVISION 9328 |
| Legal Tract | 9328 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 355115 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 22, 2022 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 17, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Deed Document Number | 2022142627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000321264 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-321264 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 22, 2022 |
| Property Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000142627 |
| Map Reference | MB 523 PG 25-32 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022-142627 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000142628 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-142628 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1052 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000095294 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1052 S MONARCH SAN RAMON CA 945826014, SAN RAMON, CA 94582-6014 |
| Document Number | 0000095294 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 95294 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,222,000 (-2.12%) Land $763,750 Building $458,250 | |
| 2025 | $16,348.00 (+3.64%) Homeowner's exemption | $1,248,480 (+4.04%) Land $780,300 Building $468,180 |
| 2023 | $15,774.00 (+17.05%) Homeowner's exemption | $1,200,000 Land $750,000 Building $450,000 |
| 2022 | $13,476.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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