Contra Costa County property record for 1044 S Monarch, San Ramon, CA 94582
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,961 sqft · built 2016 |
| Lot Size | 0.015 acres (650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Feb 2020) |
| Tax Bill | $13,268 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-560-129-9 |
| Primary APN | 222-560-129-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 652 sqft |
| 2nd Floor Area | 1,309 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 650 sqft (0.015 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1044 S MONARCH |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-6014 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T9328 L13 U13-6 |
| Legal Subdivision | SUBDIVISION 9328 |
| Legal Tract | 9328 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 355115 |
1044 S Monarch, a condominium, is owned and occupied by two individuals who bought it in February 2020.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Feb 10, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 23, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on File |
| Deed Sale | Feb 10, 2020 · Amount on File |
| Prior Sale | Oct 13, 2016 · Amount on File |
| Deed Document Number | 202024669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000085188 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017-085188 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 4, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000240180 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-240180 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 10, 2020 |
| Property Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000024669 |
| Map Reference | MB 523 PG 25-32 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2020-024669 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000024670 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020-024670 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 1044 S MONARCH, SAN RAMON, CA 94582-6014 |
| Document Number | 0000045171 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 45171 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1044 S MONARCH SAN RAMON CA 945826014, SAN RAMON, CA 94582-6014 |
The 2025 property tax bill for 1044 S Monarch was $13,268.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $976,073 (+2%) Land $588,991 Building $387,082 | |
| 2025 | $13,268.00 | $956,936 Land $577,443 Building $379,493 |
| 2023 | $12,801.00 (+1.09%) | $919,778 Land $555,021 Building $364,757 |
| 2022 | $12,663.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1044 S Monarch in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1044 S Monarch is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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