DeSoto County property record for 1052 E Commerce St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Commercial > Retail > Hotel |
|---|---|
| Year Built | Built 2024 |
| Square Footage | 46,490 sqft Adjusted Area |
| Lot Size | 129,809 sqft (2.98 acres) |
| Tax Bill | $11,334.00 (2025) |
| Primary APN | 3-07-4-17-24-0-00003-00 |
|---|
| Building Area | 46,490 sqft Adjusted Area |
|---|---|
| 1st Floor | 13,417 sqft 1st Floor |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Roof Construction | Steel Frame/Truss Roof Construction |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 129,809 sqft (2.98 acres) |
| Total Buildings | 2 Total Buildings |
| Street Address | 1052 E COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2416 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Hotel |
| Legal Description | MCINGVALE-COMMERCE COMM. PLAZA LOT 3 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | MCINGVALE COMMERCE COMMERCIAL PLAZA |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-4-17-24-0-00003-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2553 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Aug 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Sep 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| May 18, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2021 |
| Deed Sale | May 18, 2021 |
| Deed Book / Page | 247 / 26 |
| Prior Transfer Date | Dec 29, 2020 |
| Prior Transfer Doc | 0943000412 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 08, 2026 |
| Property Address | 1052 E COMMERCE ST, HERNANDO, MS 38632-2416 |
| Document Number | 5663063662 |
| Book / Page | 5663 / 63662 |
| Instrument Date | Jun 04, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2553 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 5663063662, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 5663/63662 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 05, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1052 E COMMERCE ST, HERNANDO, MS 38632-2416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2553 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 5662/87150 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 5662/87150 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1052 E COMMERCE ST, HERNANDO, MS 38632-2416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2553 ST ELMOS FIRE DR, HERNANDO, MS 38632-5033 |
| Document Number | 5661/95567 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 5661/95567 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 05, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 18, 2021 |
| Property Address | 1052 E COMMERCE ST, HERNANDO, MS 38632-2416 |
| Document Number | 000958/270 |
| Book / Page | 958 / 270 |
| Map Reference | MB 105 PG 48 |
| Instrument Date | May 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1468 KIMBROUGH RD STE 103, 103, GERMANTOWN, TN 38138-2422 |
| Name | Verified Name |
|---|---|
| Address | 443 COVENANT DR, BATESVILLE, MS 38606-1051 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,334.00 (-16.03%) | $97,289 (-) Land $97,289 | $648,595 (-) Land $648,595 |
| 2023 | $13,497.00 | $97,289 | $648,595 Land $648,595 |
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