10518 Old Hwy 54, Eugene, MO 65032 Property Records

Cole County property record for 10518 Old Hwy 54, Eugene, MO 65032

Property Summary

Property Type	Vehicle Sales & Rentals
Details	built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$48,800 (Feb 2018)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-19-0000-003-003`

Property Details

APN / Parcel Number

Primary APN	`18-04-19-0000-003-003`

Interior

Stories	1 Story

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	157 ft deep x 107 ft wide
Garage Type	Basement

Location & Zoning

Street Address	10518 OLD HIGHWAY 54
City	EUGENE
State	MO
Zip	65032-2156
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Legal Description	BAX COMMERCIAL PROP RPLT 54-17 LOT 1A-2 AS SHOWN ON SURVEY IN BOOK B PAGE 66
Legal Range	13W
Legal Township	42N
Legal Section	19
Legal Subdivision	BAX COMMERCIAL PROP RPLT 54-17
Legal Lot Number	1A2
Jurisdiction	COLE MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3028
Census Tract	20300

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 FRANK RD, ELDON, MO 65026-4302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Feb 26, 2018	Deed of Trust, Mortgage BANK OF SAINT ELIZABETH
Feb 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Book / Page	685 / 223
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	10518 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000735/675
Date	Jan 26, 2022
Book Page	735/675
Instrument	202200808

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	10518 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685/0000000224
Date	Feb 26, 2018
Book Page	0000000685/0000000224
Instrument	201801528

Lender

Name	BANK OF SAINT ELIZABETH
Type	Bank

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Feb 26, 2018
Property Address	10518 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Document Number	685/223
Book / Page	685 / 223
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 HIGHWAY H, EUGENE, MO 65032-4200

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Cole County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,860 (-) Building $21,860
2025	$1,344.00 (+13.04%)	$21,860 (-) Building $21,860	$68,300 (-) Land $30,100 Building $38,200
2023		$21,860 Building $21,860	$68,300 Land $30,100 Building $38,200
2022	$1,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2015)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Mediacom Xtream, T-Mobile.

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