10512 Old Hwy 54, Eugene, MO 65032 Property Records

Cole County property record for 10512 Old Hwy 54, Eugene, MO 65032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1997
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Nov 2017)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-19-0000-003-002`

Property Details

APN / Parcel Number

Primary APN	`18-04-19-0000-003-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	111 ft deep x 75 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10512 OLD HIGHWAY 54
City	EUGENE
State	MO
Zip	65032-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAX COMMERCIAL PROP RPLT 54-17 LOT 3A & RES TRACT 2A-1B OF BAX COMMERCIAL PROP RPLT PLAT 2A-1
Legal Range	13W
Legal Township	42N
Legal Section	19
Legal Subdivision	BAX COMMERCIAL PROP RPLT 54-17
Legal Tract	2
Legal Lot Number	3A
Jurisdiction	COLE MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3028
Census Tract	20300

Owner

Source: Cole County records · APN 18-04-19-0000-003-002

Assessment roll updated August 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 FRANK RD, ELDON, MO 65026-4302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage COMMUNITY POINT BANK
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Nov 14, 2017	Warranty Deed, Transfer · Stand-Alone Refinance BANK OF ST ELIZABETH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	201711179
Deed Book / Page	682 / 389
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	10512 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000752/618
Date	Aug 31, 2023
Book Page	752/618
Instrument	202306684

Lender

Name	COMMUNITY POINT BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	10512 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000735/675
Date	Jan 26, 2022
Book Page	735/675
Instrument	202200808

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	10512 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	724/286
Date	Apr 12, 2021
Book Page	724/286
Instrument	20214236

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Nov 14, 2017
Property Address	10512 OLD HIGHWAY 54, EUGENE, MO 65032-2156
Document Number	682/389
Book / Page	682 / 389
Instrument Date	Nov 10, 2017
Instrument	201711179
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HIGHWAY H, EUGENE, MO 65032-4111

Mortgage

Document Number	682/391
Date	Nov 14, 2017
Book Page	682/391
Instrument	201711181

Lender

Name	BANK OF ST ELIZABETH

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Cole County R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+2.81%)	$19,750 (-2.52%) Land $4,650 Building $15,100	$91,700 (+44.87%) Land $19,200 Building $72,500
2023		$20,260 Building $20,260	$63,300 Land $19,200 Building $44,100
2022	$1,102.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2015)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Whittrio Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Mediacom Communications, T-Mobile USA.

Based on FCC filings for 16 locations within half a mile of this property.

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