10518 Harrison Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10518 Harrison Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2025)
Tax Bill	$2,457 (2026)
Deeds & Mortgages	Aug 2020 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-022501`

Property Details

APN / Parcel Number

Primary APN	`03-022501`
Alternative APN	`022501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Slab
Porch Area	130 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	022501
Street Address	10518 HARRISON RD
City	BERLIN
State	MD
Zip	21811-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E SIDE HARRISON ROAD SE OF BERLIN
Legal Subdivision	TIMMONS RAY SURV
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3022
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10518 HARRISON RD, BERLIN, MD 21811-2869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Book / Page	8951 / 237
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 5, 2020
Property Address	10518 HARRISON RD, BERLIN, MD 21811-2869
Document Number	0077300228
Book / Page	007730 / 000228
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10518 HARRISON RD BERLIN MD 218112869, BERLIN, MD 21811-2869

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10518 HARRISON RD, BERLIN, MD 21811-2869
Document Number	0077300236
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10518 HARRISON RD BERLIN MD 218112869, BERLIN, MD 21811-2869

Mortgage

Document Number	0077300236
Date	Aug 5, 2020
Book Page	007730/000236

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,457.00 (+12.45%)	$259,733 (+33.72%)	$289,200 (+44.02%) Land $48,900 Building $240,300
2025	$2,185.00 (+18.69%)
2023	$1,841.00 Homeowner's exemption	$194,233	$200,800 Land $48,900 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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