10440 Harrison Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10440 Harrison Rd, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,888 sqft · built 1999
Lot Size0.455 acres (19,800 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (May 2015)
Tax Bill$1,741 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-021920

Property Details

APN / Parcel Number

Primary APN03-021920
Alternative APNs
  • 3021920
  • 021920

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,888 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,800 sqft (0.455 acres)
Lot Dimensions150 ft deep x 80 ft wide
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021920
Street Address10440 HARRISON RD
CityBERLIN
StateMD
Zip21811-2868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionREVSD PARCEL 40 19,8 E SIDE HARRISON RD BNDY LN ADJ MAPP & DAVIS
Legal SubdivisionREVSD
JurisdictionWORCESTER MD
Township / Civil Division2, CENTRAL
Census Block Group3
Census Block3022
Census Tract951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10440 HARRISON RD, BERLIN, MD 21811-2868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2015 · Amount on Record
Deed SaleMay 7, 2015 · Amount on Record
Prior SaleJul 9, 2007 · Amount on Record
Deed Book / Page6557 / 26
Last Transfer DateFeb 22, 2021
Transfer Doc0079680255
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWORCESTER MD
Recording DateMar 12, 2021
Property Address10440 HARRISON RD, BERLIN, MD 21811-2868
Document Number0079680255
Book / Page7968 / 255
Instrument DateFeb 22, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10440 HARRISON RD, BERLIN, MD 21811-2868

Mortgage

Document Number0007968259
DateMar 12, 2021
Instrument7968/259
Lender
NameBANK OF OCEAN CITY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,741.00 (+1.87%) Homeowner's exemption$268,600 (+13.19%)$299,200 (+0.23%) Land $49,400 Building $249,800
2025$1,709.00 (+8.1%) Homeowner's exemption$237,300 (+25.64%)$298,500 (+44.41%) Land $48,700 Building $249,800
2023$1,581.00 Homeowner's exemption$188,867$206,700 Land $48,700 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims4 (1989–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harrison Rd

Nearby Streets

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