10510 197th St E, Graham, WA 98338 Property Records

Pierce County property record for 10510 197th St E, Graham, WA 98338

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1999
Lot Size	0.114 acres (4,951 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2023)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`900514-0-370`

Property Details

APN / Parcel Number

Primary APN	`900514-0-370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	4,951 sqft (0.114 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	10510 197TH ST E
City	GRAHAM
State	WA
Zip	98338-7799
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MHR
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 04 QUARTER 23 CONDOMINIUM EVERGREEN RIDGE PARK CONDO UNIT 37 TOG/W 1/46TH INT IN COMMON AREAS & LIMITED COMMON AREAS EASE OF REC REF: 6-020 OUT OF 6-014 SEG 2005-0663 10/26/04MD TITLE ELIM MAKE - PALMH - MODEL - WILSON -
Legal Range	04
Legal Township	18
Legal Section	03
Legal Subdivision	EVERGREEN RIDGE PARK CONDO
Legal Unit	37
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73129

Owner

10510 197th St E, a mobile home, is owned and occupied by an individual who bought it in September 2023.

Source: Pierce County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10510 197TH ST E, GRAHAM, WA 98338-7799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	202369
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10510 197TH ST E, GRAHAM, WA 98338-7799
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190318
Date	Oct 19, 2023
Instrument	202310190318

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 13, 2023
Property Address	10510 197TH ST E, GRAHAM, WA 98338-7799
Document Number	0009130069
Map Reference	DOC 200408240265
Instrument Date	Sep 7, 2023
Instrument	202309130069
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,920.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10510 197TH ST E, GRAHAM, WA 98338-7799

Mortgage

Document Number	0009130070
Date	Sep 13, 2023
Instrument	202309130070

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0009130071
Date	Sep 13, 2023
Instrument	202309130071

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 21, 2019
Property Address	10510 197TH ST E, GRAHAM, WA 98338-7799
Document Number	1905210512
Instrument Date	May 17, 2019
Instrument	201905210512
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$4,188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10510 197TH ST E #37 GRAHAM WA 983387799, 37, GRAHAM, WA 98338-7799

Tax Assessment & Valuation

The 2025 property tax bill for 10510 197th St E was $3,560, up 8.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,200 Land $143,600 Building $192,600	$336,200 Land $143,600 Building $192,600
2025	$3,560.00 (+8.67%)
2024	$3,276.00 (+2.57%)	$271,300 (+0.26%) Land $144,700 Building $126,600	$271,300 (+0.26%) Land $144,700 Building $126,600
2023	$3,194.00	$270,600 Land $137,200 Building $133,400	$270,600 Land $137,200 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10510 197th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10510 197th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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