10503 197th St E, Graham, WA 98338 Property Records

Pierce County property record for 10503 197th St E, Graham, WA 98338

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 2,059 sqft · built 2006
Lot Size	0.114 acres (4,951 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2008)
Tax Bill	$376 (2026)
Deeds & Mortgages	May 2017 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`900514-0-230`

Property Details

APN / Parcel Number

Primary APN	`900514-0-230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,059 sqft Gross Area
1st Floor Area	1,404 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	4,951 sqft (0.114 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	215 sqft
Deck Area	215 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10503 197TH ST E
City	GRAHAM
State	WA
Zip	98338-7799
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MHR
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 04 QUARTER 23 CONDOMINIUM EVERGREEN RIDGE PARK CONDO UNIT 23 TOG/W 1/46TH INT IN COMMON AREAS & LIMITED COMMON AREAS EASE OF REC REF: 6-020 OUT OF 6-014 SEG 2005-0663 10/26/04MD TITLE ELIMINATION MAKE - KARST - MODEL - BA
Legal Range	04
Legal Township	18
Legal Section	03
Legal Subdivision	EVERGREEN RIDGE PARK CONDO
Legal Unit	23
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3005
Census Tract	73129

Owner

10503 197th St E, a mobile home, is owned and occupied by an individual who bought it in April 2008.

Source: Pierce County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10503 197TH ST E, GRAHAM, WA 98338-7799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2008 · Amount on File
Deed Sale	Apr 22, 2008 · Amount on File
Deed Document Number	2008662
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10503 197TH ST E, GRAHAM, WA 98338-7799
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005040136
Date	May 4, 2017
Instrument	201705040136

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10503 197TH ST E, GRAHAM, WA 98338-7799
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120331
Date	Jul 12, 2018
Instrument	201807120331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10503 197TH ST E, GRAHAM, WA 98338-7799
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005210476
Date	May 21, 2020
Instrument	202005210476

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10503 197th St E was $376, up 8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$376.00 (+8.05%)	$394,600 (+0.51%) Land $143,600 Building $251,000	$394,600 (+0.51%) Land $143,600 Building $251,000
2025	$348.00 (-1.97%) Senior Citizen's exemption	$392,600 (+8.66%) Land $139,300 Building $253,300	$392,600 (+8.66%) Land $139,300 Building $253,300
2024	$355.00 (+5.97%) Disabled Person's exemption Senior Citizen's exemption	$361,300 (-0.28%) Land $144,700 Building $216,600	$361,300 (-0.28%) Land $144,700 Building $216,600
2023	$335.00 Disabled Person's exemption Senior Citizen's exemption	$362,300 Land $137,200 Building $225,100	$362,300 Land $137,200 Building $225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10503 197th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10503 197th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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