1051 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 1051 W 23rd St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 1948
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Jul 2015)
Tax Bill$3,441 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AO (high risk)
APN030-153-009-000

Property Details

APN / Parcel Number

Primary APN030-153-009-000
Alternative APN
  • 030-153-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,558 sqft Living Area
1st Floor Area1,558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area70 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number030-153-009
Street Address1051 W 23RD ST
CityMERCED
StateCA
Zip95340-3516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMERCED LOTS 19&20 BLK 57
Legal SubdivisionMERCED
Legal Block57
Legal Lot Number19,20
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2000
Census Tract1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1033 W 23RD ST, MERCED, CA 95340-3516
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2015 · Amount on Record
Deed SaleJul 24, 2015 · Amount on Record
Prior SaleAug 2, 2012 · Amount on Record
Deed Document Number201525763
Prior Transfer DateJul 20, 2015
Prior Transfer Doc0000025764
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1051 W 23RD ST, MERCED, CA 95340-3516
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1033 W 23RD ST, MERCED, CA 95340-3516

Mortgage

Document Number0000006263
DateFeb 9, 2021
Instrument2021006263
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$182,225 (+2%) Land $48,294 Building $133,931
2025$3,441.00 (+4.05%)$178,653 (+4.04%) Land $47,348 Building $131,305
2023$3,307.00 (+0.76%)$171,717 Land $45,510 Building $126,207
2022$3,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 130 policies
Nearby Flood Policies130 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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