Merced County property record for 1045 W 23rd St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 995 sqft · built 1948 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual on Record |
| Last Sale | $138,000 (May 2016) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 030-153-008-000 |
| Primary APN | 030-153-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 995 sqft Living Area |
| Gross Area | 1,263 sqft |
| 1st Floor Area | 995 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Other |
| Construction Type | Tilt-Up Concrete |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 268 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030153008 |
|---|---|
| Street Address | 1045 W 23RD ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERCED LOT 21 22&POR 23 BLK 57 |
| Legal Subdivision | MERCED |
| Legal Block | 57 |
| Legal Lot Number | 21,22 22 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1301 |
Source: Merced County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1045 W 23RD ST, MERCED, CA 95340-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on Record |
| Deed Sale | May 16, 2016 · Amount on Record |
| Prior Sale | May 16, 2016 |
| Deed Document Number | 2016-015701 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1045 W 23RD ST, MERCED, CA 95340-3516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1045 W 23RD ST, MERCED, CA 95340-3516 |
| Document Number | 0000002863 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024002863 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Jun 1, 2046 |
Source: Merced County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,824.00 (+7.23%) | $163,357 (+4.04%) Land $53,268 Building $110,089 |
| 2023 | $1,701.00 (+1.37%) | $157,015 Land $51,200 Building $105,815 |
| 2022 | $1,678.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 8 (1995–2023) |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, GeoLinks, T-Mobile.
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