1051 Stephen Ct, Aurora, IL 60502 Property Records

Kane County property record for 1051 Stephen Ct, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Apr 2017)
Tax Bill	$8,012 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13-427-009`

Property Details

APN / Parcel Number

Primary APN	`15-13-427-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1051 STEPHEN CT
City	AURORA
State	IL
Zip	60502-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX VALLEY EAST REGION II STONEBRIDGE UNIT 47B LOT 18 RANGE CODE: 001
Legal Subdivision	FOX VALLEY EAST REGION II STONEBRIDGE
Legal Block	1
Legal Lot Number	18
Legal Unit	47B
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1030
Census Tract	852903

Owner

1051 Stephen Ct is owned and occupied by an individual who bought it in April 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1051 STEPHEN CT, AURORA, IL 60502-7171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Apr 27, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	201721026
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1051 STEPHEN CT, AURORA, IL 60502-7171
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041328
Date	Oct 21, 2025
Instrument	2025K041328

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2017
Property Address	1051 STEPHEN CT, AURORA, IL 60502-7171
Document Number	0000021026
Instrument Date	Mar 17, 2017
Instrument	21026
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 COUNTRY LAKES DR #205 NAPERVILLE IL 605639040, 205, NAPERVILLE, IL 60563-9040

Mortgage

Document Number	21027
Date	Apr 27, 2017
Instrument	21027

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1051 Stephen Ct was $8,012 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,012.00 Homeowner's exemption	$130,677 (+9.39%) Land $31,439 Building $99,238	$392,188 (+9.39%) Land $94,355 Building $297,833
2024		$119,459 Land $28,740 Building $90,719	$358,520 Land $86,255 Building $272,266
2022	$6,943.00 (+1.58%) Homeowner's exemption	$97,387 (+7.41%) Land $23,430 Building $73,957	$292,161 (+7.41%) Land $70,290 Building $221,871
2021	$6,835.00 Homeowner's exemption	$90,669 Land $21,814 Building $68,855	$272,007 Land $65,442 Building $206,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1051 Stephen Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1051 Stephen Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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