1046 Stephen Ct, Aurora, IL 60502 Property Records

Kane County property record for 1046 Stephen Ct, Aurora, IL 60502 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,407 sqft · built 2004
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$291,000 (Jun 2004)
Tax Bill$8,910 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-13-427-003

Property Details

APN / Parcel Number

Primary APN15-13-427-003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,407 sqft Living Area
Gross Area3,698 sqft
Basement Area1,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area133 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1046 STEPHEN CT
CityAURORA
StateIL
Zip60502-7172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX VALLEY EAST REGION II STONEBRIDGE UNIT 47B LOT 29 RANGE CODE: 001
Legal SubdivisionFOX VALLEY EAST REGION II STONEBRIDGE
Legal Block1
Legal Lot Number29
Legal Unit47B
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1030
Census Tract852903

Owner

Source: Kane County records · APN 15-13-427-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1046 STEPHEN CT, AURORA, IL 60502-7172
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2004 · Amount on Record
Deed SaleJun 15, 2004 · Amount on Record
Deed Document Number200478542
Prior Transfer DateJun 05, 2004
Prior Transfer Doc0000083129
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1046 STEPHEN CT, AURORA, IL 60502-7172
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091054
DateDec 07, 2021
Instrument2021K091054
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,910.00 (+15.38%) Homeowner's exemption
2024$132,038 (+22.66%) Land $28,740 Building $103,298$396,273 (+22.71%) Land $86,255 Building $310,018
2022$7,722.00 (+1.53%) Homeowner's exemption$107,642 (+7.41%) Land $23,430 Building $84,212$322,926 (+7.41%) Land $70,290 Building $252,636
2021$7,606.00 Homeowner's exemption$100,216 Land $21,814 Building $78,402$300,648 Land $65,442 Building $235,206

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898529031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1985)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 1985, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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