1051 Oregon St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1051 Oregon St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1954
Square Footage	1,409 sqft Living Area
Lot Size	11,400 sqft (0.262 acres)
Garage	Detached, 576 sqft
Occupancy	Owner Occupied
Tax Bill	$2,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-326-009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,409 sqft Living Area
1st Floor	972 sqft 1st Floor
Attic Area	437 sqft Attic
Attic	1 Attic
Basement Area	972 sqft Basement
Finished Basement	400 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	11,400 sqft (0.262 acres)
Depth X Width	190 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Patio Area	264 sqft Patio
Porch	1 Porch
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1051 OREGON ST
City	WATERLOO
State	IA
Zip	50702-2540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION LOT 9 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	9
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	4
Census Block	4000
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-326-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1051 OREGON ST, WATERLOO, IA 50702-2540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 Homeowner's exemption	$170,990 (+8.25%) Land $22,890 Building $148,100	$170,990 (+8.25%) Land $22,890 Building $148,100
2024	$2,908.00 (+9.9%)
2023		$157,960 (+22.14%) Land $22,890 Building $135,070	$157,960 (+22.14%) Land $22,890 Building $135,070
2022	$2,646.00 Homeowner's exemption	$129,330 Land $22,890 Building $106,440
2021			$129,330 Land $22,890 Building $106,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.