Black Hawk County property record for 1050 Oregon St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,004 sqft · built 1955 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Jul 2010) |
| Tax Bill | $2,978 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-304-013 |
| Primary APN | 8913-36-304-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 1,004 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 1,004 sqft |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,425 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 228 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1050 OREGON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLDEN GARDENS ADDITION LOT 13 BLK 8 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | GOLDEN GARDENS ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1000 |
1050 Oregon St is owned and occupied by an individual who acquired it in April 2015.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1050 OREGON ST, WATERLOO, IA 50702-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2010 · Amount on File |
| Deed Sale | Jul 21, 2010 · Amount on File |
| Deed Document Number | 20102011001340 |
| Last Transfer Date | Apr 9, 2015 |
| Transfer Doc | 0000017039 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1050 Oregon St was $2,978 with a homeowner's exemption, up 1.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (+1.43%) Homeowner's exemption | $156,850 Land $19,060 Building $137,790 | $156,850 Land $19,060 Building $137,790 |
| 2024 | $2,936.00 | ||
| 2023 | $145,600 (+22.17%) Land $19,060 Building $126,540 | $145,600 Land $19,060 Building $126,540 | |
| 2022 | $2,422.00 Homeowner's exemption | $119,180 Land $19,060 Building $100,120 | |
| 2021 | $119,180 Land $19,060 Building $100,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1050 Oregon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1050 Oregon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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