1051 E Porter Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1051 E Porter Ave, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 8,971 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$2,050,000 (Jul 2019)
Tax Bill	$46,414 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-206-009`

Property Details

APN / Parcel Number

Primary APN	`08-19-206-009`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,971 sqft Living Area
Gross Area	9,269 sqft
1st Floor Area	2,368 sqft
2nd Floor Area	3,211 sqft
Basement Area	2,368 sqft
Finished Basement	2,070 sqft
Unfinished Basement	298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Lot Area	14,375 sqft (0.33 acres)
Garage Area	1,285 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1051 E PORTER AVE
City	NAPERVILLE
State	IL
Zip	60540-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHIFFLER BROS OAK HILLS
Legal Subdivision	SHIFFLER BROS OAK HILLS
Legal Lot Number	37
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2015
Census Tract	846209

Owner

1051 E Porter Ave is owned and occupied by two individuals who bought it in July 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 19, 2019	Warranty Deed, Transfer QUICKEN LNS
Jan 25, 2019	Loan Modification, Mortgage CENTRUST BK NA
Dec 29, 2017	Warranty Deed, Construction Loan · Line of Credit CENTRUST BK NA
Aug 10, 2017	Warranty Deed, Transfer HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Document Number	201959947
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053745
Date	May 28, 2020
Instrument	R2020-053745

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 19, 2019
Property Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000059947
Instrument Date	Jul 11, 2019
Instrument	59947
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	637 N WELLS ST #1709 CHICAGO IL 606543777, 1709, CHICAGO, IL 60654-3777

Mortgage

Document Number	59948
Date	Jul 19, 2019
Instrument	59948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2034

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000010723
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1051 E PORTER AVE NAPERVILLE IL 605405529, NAPERVILLE, IL 60540-5529

Mortgage

Document Number	0000010723
Date	Feb 13, 2019
Instrument	10723

Lender

Name	CENTRUST BK NA
Type	Bank
Address	385 WAUKEGAN RD, NORTHBROOK, IL 60062-1230

Agreement

Amount	Amount on Record

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 29, 2017
Property Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000132788
Instrument Date	Dec 13, 2017
Instrument	132788
Transaction Type	Construction Loan
Record Updated	Jan 10, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 87 FRANKFORT IL 604230087, FRANKFORT, IL 60423-0087

Mortgage

Document Number	132789
Date	Dec 29, 2017
Instrument	132789

Lender

Name	CENTRUST BK NA
Type	Bank
Address	385 WAUKEGAN RD, NORTHBROOK, IL 60062-1230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 28, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.25%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 10, 2017
Property Address	1051 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000081933
Instrument Date	Aug 8, 2017
Instrument	81933
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Transaction

Amount	Amount on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1051 E PORTER AVE NAPERVILLE IL 605405529, NAPERVILLE, IL 60540-5529

Tax Assessment & Valuation

The 2025 property tax bill for 1051 E Porter Ave was $46,414 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,414.00	$803,304 Land $179,338 Building $623,966	$2,409,912 Land $538,014 Building $1,871,898
2022	$43,330.00 Homeowner's exemption	$675,520 Land $150,810 Building $524,710	$2,026,560 Land $452,430 Building $1,574,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1051 E Porter Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1051 E Porter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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