1041 E Porter Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1041 E Porter Ave, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,426 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$1,270,000 (Feb 2022)
Tax Bill	$31,293 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-206-008`

Property Details

APN / Parcel Number

Primary APN	`08-19-206-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,426 sqft Living Area
Gross Area	5,553 sqft
1st Floor Area	2,447 sqft
2nd Floor Area	1,479 sqft
Basement Area	1,627 sqft
Finished Basement	1,500 sqft
Unfinished Basement	127 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 E PORTER AVE
City	NAPERVILLE
State	IL
Zip	60540-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHIFFLER BROS OAK HILLS
Legal Subdivision	SHIFFLER BROS OAK HILLS
Legal Lot Number	36
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2015
Census Tract	846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	202214007
Prior Transfer Date	Sep 27, 2004
Prior Transfer Doc	0000263275
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2026
Property Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000026092
Instrument Date	Apr 14, 2026
Instrument	202626092
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 7, 2022
Property Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529
Document Number	0000014007
Map Reference	DOC 499253
Instrument Date	Jan 28, 2022
Instrument	R2022-014007
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529

Mortgage

Document Number	0000014008
Date	Feb 7, 2022
Instrument	R2022-014008

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014214
Date	Jan 27, 2021
Instrument	R2021-014214

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1041 E PORTER AVE, NAPERVILLE, IL 60540-5529
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 E FORTER AVE, NAPERVILLE, IL 60540

Mortgage

Document Number	0000059209
Date	Apr 14, 2021
Instrument	R2021-059209

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	LOUISVILLE, KY 40243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,293.00 (+23.07%) Homeowner's exemption	$569,210 (+34.54%) Land $149,454 Building $419,756	$1,707,630 (+34.54%) Land $448,362 Building $1,259,268
2024	$25,428.00 (+25.69%)	$423,083 (+32.79%) Land $137,708 Building $285,375	$1,269,249 (+32.79%) Land $413,124 Building $856,125
2022	$20,231.00 Homeowner's exemption	$318,610 Land $125,680 Building $192,930	$955,830 Land $377,040 Building $578,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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