1051 Brown Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1051 Brown Ave, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1969
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,005,000 (Sep 2018)
Tax Bill	$14,236 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-071-019-3`

Property Details

APN / Parcel Number

Primary APN	`232-071-019-3`
Alternative APN	`232-071-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Lot Area	16,100 sqft (0.37 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1051 BROWN AVE
City	LAFAYETTE
State	CA
Zip	94549-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3445 POR LOT 5 & POR RO DEL PINOLE
Legal Subdivision	SUBDIVISION 3445
Legal Tract	3445
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	348000

Owner

1051 Brown Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Sep 14, 2018	Grant Deed, Transfer · ARM PARTNERS UNITED FINANCIAL LLC
Sep 14, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Deed Document Number	2018147726
Prior Transfer Date	Jul 20, 1995
Prior Transfer Doc	0000128968
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153

Mortgage

Document Number	0000026848
Date	Mar 22, 2023
Instrument	2023-026848

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153
Document Number	0000002244
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1051 BROWN AVE LAFAYETTE CA 945493153, LAFAYETTE, CA 94549-3153

Mortgage

Document Number	0000002244
Date	Jan 5, 2021
Instrument	2244

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2018
Property Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153
Document Number	0000147726
Map Reference	MB 113 PG 46
Instrument Date	Aug 23, 2018
Instrument	2018-147726
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153

Mortgage

Document Number	0000147727
Date	Sep 14, 2018
Instrument	2018-147727

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2018
Property Address	1051 BROWN AVE, LAFAYETTE, CA 94549-3153
Document Number	0000147725
Instrument Date	Aug 22, 2018
Instrument	147725
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 2ND ST #229 LAFAYETTE CA 945494163, 229, LAFAYETTE, CA 94549-4163

Tax Assessment & Valuation

The 2025 property tax bill for 1051 Brown Ave was $14,236 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,143,514 (+2%) Land $1,035,423 Building $108,091
2025	$14,236.00 Homeowner's exemption	$1,121,093 Land $1,015,121 Building $105,972
2023	$13,742.00 (+1.57%) Homeowner's exemption	$1,077,561 Land $975,703 Building $101,858
2022	$13,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1051 Brown Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1051 Brown Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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