1046 Brown Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1046 Brown Ave, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 1978
Lot Size	0.448 acres (19,495 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Nov 2019)
Tax Bill	$15,125 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-130-063`

Property Details

APN / Parcel Number

Primary APN	`232-130-063`
Alternative APN	`232-130-063-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	416 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Lot Area	19,495 sqft (0.448 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1046 BROWN AVE
City	LAFAYETTE
State	CA
Zip	94549-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	REC OF SURVEY 34 LSM 35 POR PCLS A & B
Legal Subdivision	LAFAYETTE ACRES
Legal Lot Number	34-36
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	348000

Owner

1046 Brown Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 4, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 30, 2018	Quit Claim Deed, Mortgage HOMEXPRESS MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Deed Document Number	2019195530
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	0000249070
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149

Mortgage

Document Number	0000089116
Date	Mar 24, 2021
Instrument	2021-089116

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 4, 2019
Property Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149
Document Number	0000195530
Map Reference	MB 15 PG 318
Instrument Date	Oct 25, 2019
Instrument	2019-195530
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149

Mortgage

Document Number	0000195531
Date	Nov 4, 2019
Instrument	2019-195531

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	1046 BROWN AVE, LAFAYETTE, CA 94549-3149
Document Number	0000048777
Instrument Date	Feb 15, 2018
Instrument	48777
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	WFG TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1050 BROWN AVE LAFAYETTE CA 945493149, LAFAYETTE, CA 94549-3149

Mortgage

Document Number	48778
Date	Mar 30, 2018
Instrument	48778

Lender

Name	HOMEXPRESS MTG CORP
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.24%

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Brown Ave was $15,125 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,227,066 (+2%) Land $1,003,965 Building $223,101
2025	$15,125.00 Homeowner's exemption	$1,203,007 Land $984,280 Building $218,727
2023	$14,602.00 (+1.57%) Homeowner's exemption	$1,156,295 Land $946,060 Building $210,235
2022	$14,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1046 Brown Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Brown Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

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