San Diego County property record for 1051 Bells Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,300 sqft · built 2005 |
| Lot Size | 0.209 acres (9,122 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Apr 2018) |
| Tax Bill | $10,346 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-531-53-00 |
| Primary APN | 122-531-53-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,300 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 9,122 sqft (0.209 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1051 BELLS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MP-1 |
| Legal Description | LOT 72 TR 014750 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014750 |
| Legal Block | 4 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 18619 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Dec 30, 2013 · Amount on Record |
| Deed Document Number | 2018142049 |
| Prior Transfer Date | Dec 12, 2013 |
| Prior Transfer Doc | 0000742663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000571929 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020-0571929 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SYNRGO |
| Name | Verified Name |
|---|
| Document Number | 0000284436 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0284436 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Aug 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 10, 2018 |
| Property Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000142049 |
| Map Reference | DOC2004-0189982 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018-0142049 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1051 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000142050 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018-0142050 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | May 1, 2036 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $812,401 (+2%) Land $450,293 Building $362,108 | |
| 2025 | $10,346.00 (+0.39%) Homeowner's exemption | $796,472 (+4.04%) Land $441,464 Building $355,008 |
| 2023 | $10,306.00 (+1.38%) Homeowner's exemption | $765,546 Land $424,322 Building $341,224 |
| 2022 | $10,166.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures