1050 Bells Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1050 Bells Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,126 sqft · built 2004
Lot Size	0.225 acres (9,815 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Sep 2020)
Tax Bill	$10,637 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-531-52-00`

Property Details

APN / Parcel Number

Primary APN	`122-531-52-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,126 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,815 sqft (0.225 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1050 BELLS DR
City	OCEANSIDE
State	CA
Zip	92057-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 TR 014750
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	014750
Legal Block	4
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	18619

Owner

Source: San Diego County records · APN 122-531-52-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Sep 10, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 09, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2020525924
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000010702
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Transaction Type	Mortgage
Record Updated	Jul 07, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922

Mortgage

Document Number	0000266534
Date	Jun 29, 2022
Instrument	2022-0266534

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380702
Date	Jul 16, 2020
Instrument	2020-0380702

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315473
Date	Jul 31, 2019
Instrument	2019-0315473

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Document Number	0000525924
Map Reference	DOC 2004-0189982
Instrument Date	Aug 14, 2020
Instrument	2020-0525924
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922

Mortgage

Document Number	0000525925
Date	Sep 10, 2020
Instrument	2020-0525925

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 09, 2017
Property Address	1050 BELLS DR, OCEANSIDE, CA 92057-1922
Document Number	0000010702
Instrument Date	Dec 21, 2016
Instrument	10702
Transaction Type	Transfer
Record Updated	Jan 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1050 BELLS DR OCEANSIDE CA 920571922, OCEANSIDE, CA 92057-1922

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$833,576 (+2%) Land $306,171 Building $527,405
2025	$10,637.00 (+0.47%)	$817,232 (+4.04%) Land $300,168 Building $517,064
2023	$10,587.00 (+1.37%)	$785,500 Land $288,513 Building $496,987
2022	$10,444.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186194, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 27% of California
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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