10508 Hwy O, Hannibal, MO 63401 Property Records

Ralls County property record for 10508 Hwy O, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,116 sqft · built 1993
Lot Size	6.52 acres (284,011 sqft)
Owner	Individual Name on Record
Last Sale	$380,240 (Apr 2022)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-09-01187.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-01187.000`
Alternative APN	`02-0.3-05-000-00-31.02000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,116 sqft Finished Area
Basement Area	2,116 sqft
Finished Basement	529 sqft
Unfinished Basement	1,587 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	284,011 sqft (6.52 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10508 HIGHWAY O
City	HANNIBAL
State	MO
Zip	63401-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.52 AC IN SEC 5-56-4 HS Z-2 FROM THE SE COR NE 1/4 SW 1/4 RUN W-748'THEN N-370'TO P.O.B., THENCE NW-473.36', NE-683.51', SE-
Legal Range	04
Legal Township	56
Legal Section	05
Jurisdiction	RALLS MO
Township / Civil Division	SAVERTON
Census Block Group	3
Census Block	3010
Census Tract	470100

Owner

Source: Ralls County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10508 HIGHWAY O, HANNIBAL, MO 63401-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Beneficiary Deed, Transfer
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	202271653
Last Transfer Date	Jul 18, 2022
Transfer Doc	0202272171
Record Updated	Jun 8, 2026

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	RALLS MO
Recording Date	Jul 21, 2022
Property Address	10508 HIGHWAY O, HANNIBAL, MO 63401-7637
Document Number	0202272171
Instrument Date	Jul 18, 2022
Instrument	2022-72171
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 HIGHWAY O, HANNIBAL, MO 63401-7637

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Apr 29, 2022
Property Address	10508 HIGHWAY O, HANNIBAL, MO 63401-7637
Document Number	0202271653
Instrument Date	Apr 28, 2022
Instrument	2022-71653
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 HIGHWAY O, HANNIBAL, MO 63401-7637

Mortgage

Document Number	0202271654
Date	Apr 29, 2022
Instrument	2022-71654

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+23.54%)	$46,690 (+14.49%) Land $2,610 Building $44,080	$245,740 (+14.5%) Land $13,740 Building $232,000
2023	$2,188.00 (+5.65%)	$40,780 (+5.54%) Land $2,280 Building $38,500	$214,620 (+5.53%) Land $12,000 Building $202,620
2022	$2,071.00	$38,640 Land $2,280 Building $36,360
2021			$203,370 Land $12,000 Building $191,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	27 (1993–2019)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims Severe Storms And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

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