Ralls County property record for 10292 Hwy O, Hannibal, MO 63401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,523 sqft · built 2008 |
| Lot Size | 52.7 acres (2,295,612 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jan 2016) |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage Mar 2009 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-09-01195.000 |
| Primary APN | 35-09-01195.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,523 sqft Finished Area |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,295,612 sqft (52.7 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10292 HIGHWAY O |
|---|---|
| City | HANNIBAL |
| State | MO |
| Zip | 63401-6165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG. AT CENTER OF SEC. 5, RUN W-1454'TO E R/W RTE. O NE & NW-2015'+/- ALONG E R/W, E-615'TO S LINE CEMETERY RD., SE 645', ALO |
| Jurisdiction | RALLS MO |
| Township / Civil Division | SAVERTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 470100 |
Source: Ralls County records, as of November 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2010 | Deed of Trust, Mortgage HNB NATIONAL BANK |
| Mar 3, 2009 | Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK |
| Sep 19, 2013 | Deed of Trust, Mortgage · Conventional Mortgage HNB BANK NA- NORTH |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 2, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2013 | Corporation Deed, Transfer |
| Nov 30, 2012 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on Record |
| Deed Sale | Jan 19, 2016 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Document Number | 0201660646 |
| Prior Transfer Date | Sep 19, 2013 |
| Prior Transfer Doc | 2013-54828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0201049146 |
|---|---|
| Date | Dec 22, 2010 |
| Instrument | 2010-49146 |
| Name | HNB NATIONAL BANK |
|---|---|
| Address | 2903 PALMYRA RD, HANNIBAL, MO 63401 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0200945385 |
|---|---|
| Date | Mar 3, 2009 |
| Instrument | 2009-45385 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Seller |
| Address | 2903 PALMYRA RD, HANNIBAL, MO 63401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2935 MARKET ST, HANNIBAL, MO 63401-5726 |
| Document Number | 0201354829 |
|---|---|
| Date | Sep 19, 2013 |
| Instrument | 2013-54829 |
| Name | HNB BANK NA- NORTH |
|---|---|
| Type | Seller |
| Address | 2903 PALMYRA RD # P, HANNIBAL, MO 63401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0202067057 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020-67057 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Mar 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Jan 2, 2026 |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0202678294 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026-78294 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0202678295 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2026-78295 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202067057 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020-67057 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Mar 1, 2047 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Sep 19, 2013 |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0201354828 |
| Instrument Date | Aug 9, 2013 |
| Instrument | 2013-54828 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HANNIBAL, MO 63401 |
| Name | Verified Name |
|---|---|
| Address | 2935 MARKET ST, HANNIBAL, MO 63401-5726 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Nov 30, 2012 |
| Property Address | 10292 HIGHWAY O, HANNIBAL, MO 63401-6165 |
| Document Number | 0201253095 |
| Instrument Date | Nov 27, 2012 |
| Instrument | 2012-53095 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2801 SAINT MARYS AVE, HANNIBAL, MO 63401-3775 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1107, HANNIBAL, MO 63401-1107 |
Source: Ralls County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Ralls County |
| Unified School District | Hannibal 60 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 (+23.18%) | $34,700 (+14.14%) Land $3,400 Building $31,300 | $185,040 (+13.91%) Land $20,330 Building $164,710 |
| 2023 | $1,631.00 | $30,400 Land $3,070 Building $27,330 | $162,440 Land $18,590 Building $143,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 27 (1993–2019) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ralls Technologies Fiber | 10,000 / 10,000 |
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