10507 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10507 Otter Key Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,808 sqft · built 2020
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jun 2025)
Tax Bill$4,199 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2020 Sale
Flood ZoneZone AE (high risk)
APN26-46-25-E1-38000.2390

Property Details

APN / Parcel Number

Primary APN26-46-25-E1-38000.2390
Alternative APNs
  • 252646E1380002390
  • 10583638

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,438 sqft
1st Floor Area1,685 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area6,800 sqft (0.156 acres)
View / LotLake
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Patio Area123 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10583638
Street Address10507 OTTER KEY LN
CityESTERO
StateFL
Zip33928-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionTIDEWATER PH 3 LOT 239 AS DESC IN INST 2018000016172
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER PH 3
Legal Phase3
Legal Block1
Legal Lot Number239
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1003
Census Tract40118

Owner

10507 Otter Key Ln is owned by two individuals who acquired it in May 2026.

Source: Lee County records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address408 W CROOKED LAKE DR, KALAMAZOO, MI 49009-8930
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 15, 2020Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on File
Deed SaleJun 25, 2025 · Amount on File
Prior SaleOct 15, 2020 · Amount on File
Deed Document Number2025171832
Last Transfer DateMay 11, 2026
Transfer Doc0000156743
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 12, 2026
Property Address10507 OTTER KEY LN, ESTERO, FL 33928-4044
Document Number0000156743
Instrument DateMay 11, 2026
Instrument2026156743
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address408 W CROOKED LAKE DR, KALAMAZOO, MI 49009-8930

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 15, 2020
Property Address10507 OTTER KEY LN, ESTERO, FL 33928-4044
Document Number0000248841
Instrument DateOct 8, 2020
Instrument248841
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 30, 2020
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
Tax$2,745.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10507 OTTER KEY LN ESTERO FL 339284044, ESTERO, FL 33928-4044

Tax Assessment & Valuation

The 2025 property tax bill for 10507 Otter Key Ln was $4,199.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,199.00 Homeowner's exemption$334,562$422,554 Land $96,900 Building $325,654
2023$3,920.00 (-0.61%) Homeowner's exemption$315,663 (+3%)$475,471 (+28.15%) Land $89,145 Building $386,326
2022$3,944.00 Homeowner's exemption$306,469$371,024 Land $77,600 Building $293,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10507 Otter Key Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 79 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims2 (1988–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10507 Otter Key Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on Otter Key Ln

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