10501 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10501 Otter Key Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,821 sqft · built 2019
Lot Size0.164 acres (7,130 sqft)
OwnerIndividual Name on File
Last Sale$429,600 (Aug 2019)
Tax Bill$5,022 (2025)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone AE (high risk)
APN26-46-25-E1-38000.2400

Property Details

APN / Parcel Number

Primary APN26-46-25-E1-38000.2400
Alternative APNs
  • 252646E1380002400
  • 10583639

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,821 sqft Living Area
Gross Area3,459 sqft
1st Floor Area2,000 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,130 sqft (0.164 acres)
View / LotLake
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area216 sqft
Patio Area509 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10583639
Street Address10501 OTTER KEY LN
CityESTERO
StateFL
Zip33928-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionTIDEWATER PH 3 LOT 240 AS DESC IN INST 2018000016172
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER PH 3
Legal Phase3
Legal Block1
Legal Lot Number240
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1003
Census Tract40118

Owner

10501 Otter Key Ln is owned and occupied by an individual who bought it in August 2019.

Source: Lee County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address10501 OTTER KEY LN, ESTERO, FL 33928-4044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2019 · Amount on File
Deed SaleAug 14, 2019 · Amount on File
Deed Document Number2019188791
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 14, 2019
Property Address10501 OTTER KEY LN, ESTERO, FL 33928-4044
Document Number0000188791
Instrument DateAug 9, 2019
Instrument188791
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
Tax$3,007.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10501 OTTER KEY LN ESTERO FL 339284044, ESTERO, FL 33928-4044

Tax Assessment & Valuation

The 2025 property tax bill for 10501 Otter Key Ln was $5,022 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,523 (+2.7%)$541,843 (+3.71%) Land $88,825 Building $453,018
2025$5,022.00 Homeowner's exemption$397,783$522,453 Land $96,900 Building $425,553
2023$4,701.00 (-0.15%) Homeowner's exemption$375,313 (+3%)$553,868 (+25.57%) Land $93,271 Building $460,597
2022$4,708.00 Homeowner's exemption$364,382$441,095 Land $77,600 Building $363,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10501 Otter Key Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 79 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims2 (1988–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10501 Otter Key Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on Otter Key Ln

Nearby Streets

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