10506 Insley St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10506 Insley St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,914 sqft · built 1953
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on Record
Last Sale	$519,000 (Sep 2021)
Tax Bill	$5,904 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01104422`

Property Details

APN / Parcel Number

Primary APN	`13-01104422`
Alternative APN	`01104422`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,114 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,625 sqft (0.152 acres)
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01104422
Street Address	10506 INSLEY ST
City	SILVER SPRING
State	MD
Zip	20902-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	OSTROWS ADD CARROLL KNOLLS
Legal Subdivision	CARROLL KNOLLS OSTROWS SUB
Legal Block	DD
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4007
Census Tract	704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10506 INSLEY ST, SILVER SPRING, MD 20902-4937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Oct 31, 2008
Deed Book / Page	64026 / 285
Prior Transfer Date	Aug 11, 2008
Prior Transfer Doc	127411
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 15, 2021
Property Address	10506 INSLEY ST, SILVER SPRING, MD 20902-4937
Document Number	0640260285
Book / Page	64026 / 285
Map Reference	MB 41 PL 3010
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10506 INSLEY ST, SILVER SPRING, MD 20902-4937

Mortgage

Document Number	64026293
Date	Sep 15, 2021
Instrument	64026/293

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,733 (+4.42%)	$553,200 (-) Land $283,400 Building $269,800
2025	$5,904.00 (-5.61%)	$508,267 (+12.55%)	$553,200 (+13.87%) Land $283,400 Building $269,800
2024	$6,255.00 (+38.78%)
2023		$451,600	$485,800 Land $258,400 Building $227,400
2022	$4,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20