Montgomery County property record for 10505 Insley St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,814 sqft · built 1953 |
| Lot Size | 0.156 acres (6,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $446,650 (May 2019) |
| Tax Bill | $5,634 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01100388 |
| Primary APN | 13-01100388 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,786 sqft (0.156 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01100388 |
|---|---|
| Street Address | 10505 INSLEY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CARROLL KNOLLS OSTROWS ADD |
| Legal Subdivision | CARROLL KNOLLS OSTROWS SUB |
| Legal Block | PP |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 704000 |
10505 Insley St is owned and occupied by an individual who bought it in May 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10505 INSLEY ST, SILVER SPRING, MD 20902-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 9, 2019 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on File |
| Deed Sale | May 9, 2019 · Amount on File |
| Prior Sale | Nov 21, 2012 · Amount on File |
| Deed Book / Page | 57541 / 473 |
| Prior Transfer Date | Oct 21, 2011 |
| Prior Transfer Doc | 0427120484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10505 INSLEY ST, SILVER SPRING, MD 20902-4936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10505 INSLEY ST, SILVER SPRING, MD 20902-4936 |
| Document Number | 0642930285 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 64293/285 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 9, 2019 |
| Property Address | 10505 INSLEY ST, SILVER SPRING, MD 20902-4936 |
| Document Number | 0575410473 |
| Book / Page | 57541 / 473 |
| Map Reference | MB 41 PL 3010 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,699.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10505 INSLEY ST, SILVER SPRING, MD 20902-4936 |
| Document Number | 57541480 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 57541/480 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 10505 Insley St was $5,634, down 6.1% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,967 (+4.29%) | $519,500 (-) Land $284,200 Building $235,300 | |
| 2025 | $5,634.00 (-6.13%) | $478,433 | $519,500 Land $284,200 Building $235,300 |
| 2024 | $6,002.00 | ||
| 2023 | $431,400 | $457,900 Land $259,200 Building $198,700 | |
| 2022 | $4,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10505 Insley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10505 Insley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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