1050 S Vecindad St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 1050 S Vecindad St, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,026 sqft · built 2016
Lot Size0.119 acres (5,172 sqft)
Owner2 Individual Names on File
Last Sale$644,000 (Aug 2016)
Tax Bill$13,590 (2026)
Deeds & MortgagesOct 2017 Mortgage
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN262-040-040-000

Property Details

APN / Parcel Number

Primary APN262-040-040-000
Alternative APN
  • 262-040-04

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,026 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,172 sqft (0.119 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number262-040-04
Street Address1050 S VECINDAD ST
CityTRACY
StateCA
Zip95391-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 209-450-02/RM 41-098
Legal SubdivisionMOUNTAIN HOUSE NBRHD C
Legal Block2
Legal Lot Number4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2014
Census Tract5223

Owner

1050 S Vecindad St is owned and occupied by two individuals who bought it in August 2016.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1050 S VECINDAD ST, TRACY, CA 95391-1406
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
STANFORD FCU
Jan 3, 2019Deed of Trust, Mortgage · Line of Credit
STANFORD FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2016 · Amount on File
Deed SaleAug 25, 2016 · Amount on File
Prior SaleJul 30, 2014
Deed Document Number2016100344
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1050 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000123550
DateOct 24, 2017
Instrument2017-123550
Lender
NameSTANFORD FCU
TypeCredit Union
AddressPALO ALTO, CA 94303
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2032

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1050 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406

Mortgage

Document Number0000001135
DateJan 3, 2019
Instrument2019-001135
Lender
NameSTANFORD FCU
TypeCredit Union
AddressPALO ALTO, CA 94303
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 15, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1050 S Vecindad St was $13,590, up 12.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,590.00 (+12.78%)
2025$12,050.00$747,127 Land $261,709 Building $485,418
2023$11,522.00 (+2.19%)$718,117 Land $251,548 Building $466,569$1,085,220
2022$11,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 S Vecindad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 S Vecindad St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

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