1034 S Vecindad St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 1034 S Vecindad St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,636 sqft · built 2016
Lot Size	0.117 acres (5,077 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jul 2020)
Tax Bill	$13,313 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-040-020-000`

Property Details

APN / Parcel Number

Primary APN	`262-040-020-000`
Alternative APN	`262-040-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,077 sqft (0.117 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	262-040-02
Street Address	1034 S VECINDAD ST
City	TRACY
State	CA
Zip	95391-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-FM PT OF 209-450-04/RM 41-098
Legal Subdivision	MOUNTAIN HOUSE NBRHD C UN
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2014
Census Tract	5223

Owner

1034 S Vecindad St is owned and occupied by two individuals who acquired it in August 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1034 S VECINDAD ST, TRACY, CA 95391-1406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 10, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Apr 25, 2016 · Amount on File
Deed Document Number	202089647
Last Transfer Date	Aug 5, 2020
Transfer Doc	0000098382
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406

Mortgage

Document Number	0000110635
Date	Jun 30, 2021
Instrument	2021-110635

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2020
Property Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Document Number	0000098382
Instrument Date	Aug 5, 2020
Instrument	98382
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1034 S VECINDAD ST MOUNTAIN HOUSE CA 953911406, MOUNTAIN HOUSE, CA 95391-1406

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 24, 2020
Property Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Document Number	0000089647
Map Reference	MB 41 PG 98
Instrument Date	Jul 21, 2020
Instrument	2020-089647
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406

Mortgage

Document Number	0000089648
Date	Jul 24, 2020
Instrument	2020-089648

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1034 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1406
Document Number	0000069990
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1034 S VECINDAD ST MOUNTAIN HOUSE CA 953911406, MOUNTAIN HOUSE, CA 95391-1406

Mortgage

Document Number	0000069990
Date	Jul 3, 2019
Instrument	69990

Lender

Name	THIRD FED'L S&L ASSN
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1034 S Vecindad St was $13,313, up 13% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,313.00 (+13.02%)
2025	$11,779.00	$746,877 Land $189,425 Building $557,452
2023	$11,265.00 (+2.16%)	$717,876 Land $182,070 Building $535,806	$1,078,290
2022	$11,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1034 S Vecindad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 S Vecindad St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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