Kane County property record for 1050 N 3rd Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | built 1957 |
| Owner | 2 Trust Names on File |
| Last Sale | $197,000 (Feb 2019) |
| Tax Bill | $17,874 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-129-010 |
| Primary APN | 09-27-129-010 |
|---|
| Year Built | Built 1957 |
|---|
| Street Address | 1050 N 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SEC 27-40-8 DESC IN DOC 2019K006687 WITHIN DELNOR PARK ADD 3 |
| Legal Range | 08 |
| Legal Township | 40 |
| Legal Section | 27 |
| Legal Subdivision | DELNOR PARK ADDITION |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 852005 |
1050 N 3rd Ave is owner-occupied and held in a trust since February 2019.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1050 N 3RD AVE, SAINT CHARLES, IL 60174-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Mar 10, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on File |
| Deed Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 20196687 |
| Prior Transfer Date | May 2, 1997 |
| Prior Transfer Doc | 0000029039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1050 N 3RD AVE, ST CHARLES, IL 60174-1220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021093 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021K021093 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 10, 2022 |
| Property Address | 1050 N 3RD AVE, ST CHARLES, IL 60174-1220 |
| Document Number | 0000013606 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022K013606 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1050 N TIGRD AVENU, SAINT CHARLES, IL 60174 |
The 2025 property tax bill for 1050 N 3rd Ave was $17,874 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,874.00 Homeowner's exemption | $271,816 (+12.23%) Land $42,437 Building $229,379 | $815,774 (+12.23%) Land $127,362 Building $688,412 |
| 2024 | $242,200 Land $39,102 Building $203,098 | $726,891 Land $117,353 Building $609,538 | |
| 2022 | $15,824.00 (+4.02%) Homeowner's exemption | $201,983 (+4.91%) Land $38,736 Building $163,247 | $605,949 (+4.91%) Land $116,208 Building $489,741 |
| 2021 | $15,212.00 Homeowner's exemption | $192,530 Land $36,923 Building $155,607 | $577,590 Land $110,769 Building $466,821 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1050 N 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1050 N 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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