1024 N 3rd Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1024 N 3rd Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,806 sqft · built 1966
Lot Size0.43 acres (18,750 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2017)
Tax Bill$10,786 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-27-129-005

Property Details

APN / Parcel Number

Primary APN09-27-129-005

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,806 sqft
Basement Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,750 sqft (0.43 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1024 N 3RD AVE
CitySAINT CHARLES
StateIL
Zip60174-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT D OF DELNOR PARK ADD THREE
Legal SubdivisionDELNOR PARK ADD
Legal Block1
Legal Lot NumberD
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1015
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1024 N 3RD AVE, SAINT CHARLES, IL 60174-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 24, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2017 · Amount on Record
Deed SaleOct 24, 2017 · Amount on Record
Prior SaleJul 21, 2000 · Amount on Record
Deed Document Number201755805
Prior Transfer DateAug 1, 2013
Prior Transfer Doc0000058299
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1024 N 3RD AVE, ST CHARLES, IL 60174-1220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045570
DateSep 18, 2018
Instrument2018K045570
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 24, 2017
Property Address1024 N 3RD AVE, ST CHARLES, IL 60174-1220
Document Number0000055805
Instrument DateOct 18, 2017
Instrument55805
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$510.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address250 PLEASANT DR BARTLETT IL 601034618, BARTLETT, IL 60103-4618

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,786.00 (+7.62%) Homeowner's exemption$161,796 (+8.53%) Land $36,375 Building $125,421$485,582 (+8.53%) Land $109,169 Building $376,414
2024$149,079 (+8.06%) Land $33,516 Building $115,563$447,416 (+8.1%) Land $100,588 Building $346,828
2022$10,022.00 (+4.11%) Homeowner's exemption$137,965 (+4.91%) Land $33,203 Building $104,762$413,895 (+4.91%) Land $99,609 Building $314,286
2021$9,626.00 Homeowner's exemption$131,508 Land $31,649 Building $99,859$394,524 Land $94,947 Building $299,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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