1040 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 1040 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,115 sqft · built 1947
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2009)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`523-012-020-5`

Property Details

APN / Parcel Number

Primary APN	`523-012-020-5`
Alternative APN	`523-012-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD 8 22
Legal Subdivision	EAST RICHMOND BLVD
Legal Block	22
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Transfer on Death Deed, Transfer
Dec 19, 2022	Transfer on Death Deed, Transfer
Dec 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on Record
Deed Sale	Jun 29, 2009 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	2009151559
Transfer Doc	0000178009
Record Updated	Oct 29, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 19, 2022
Property Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000185675
Map Reference	MB 1 PG 19
Instrument Date	Dec 16, 2022
Instrument	2022-185675
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 19, 2022
Property Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000185676
Map Reference	MB 1 PG 19
Instrument Date	Dec 16, 2022
Instrument	2022-185676
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 19, 2022
Property Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000185674
Map Reference	MB 1 PG 19
Instrument Date	Dec 16, 2022
Instrument	2022-185674
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$302,090 (+2%) Land $234,585 Building $67,505
2025	$5,714.00 (+3.18%)	$296,168 (+4.04%) Land $229,986 Building $66,182
2023	$5,538.00 (+2.18%)	$284,669 Land $221,056 Building $63,613
2022	$5,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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