1050 Jane Phillips Rd, Oneida, TN 37841 Property Records

Scott County property record for 1050 Jane Phillips Rd, Oneida, TN 37841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 2006
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Sep 2015 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076053 04616`

Property Details

APN / Parcel Number

Primary APN	`076053 04616`
Alternative APN	`053 04616`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1050 JANE PHILLIPS RD
City	ONEIDA
State	TN
Zip	37841-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: B03
Jurisdiction	SCOTT TN
Township / Civil Division	5
Census Block Group	3
Census Block	3086
Census Tract	975000

Owner

1050 Jane Phillips Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Scott County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2015	Deed of Trust, Mortgage · FHA Mortgage GATEWAY BANK
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BEAZER MORTGAGE CORPORATION
May 3, 2023	Warranty Deed, Transfer · FHA Mortgage LEADERS CREDIT UNION
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES
Apr 24, 2015	Warranty Deed, Transfer · VA Mortgage GATEWAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Document Number	20262655
Deed Book / Page	105 / 401
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000297/7
Date	Sep 10, 2015
Book Page	297/7

Lender

Name	GATEWAY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2045

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Apr 6, 2026
Property Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Document Number	0000002655
Book / Page	105 / 401
Instrument Date	Mar 13, 2026
Instrument	20262655
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,321.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672

Mortgage

Document Number	0000000056,
Date	Apr 6, 2026
Instrument	202656

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	May 3, 2023
Property Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Document Number	000062/519
Book / Page	62 / 519
Instrument Date	Apr 28, 2023
Instrument	23001100
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672

Mortgage

Document Number	0023001101
Date	May 3, 2023
Instrument	23001101

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Mar 23, 2020
Property Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Document Number	000018/106
Book / Page	18 / 106
Instrument Date	Mar 13, 2020
Instrument	20000729
Transaction Type	Transfer
Record Updated	Feb 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000018/0000000108
Date	Mar 23, 2020
Book Page	0000000018/0000000108
Instrument	20000730

Lender

Name	FIRST CHOICE LENDING SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Apr 24, 2015
Property Address	1050 JANE PHILLIPS RD, ONEIDA, TN 37841-3672
Document Number	000291/258
Book / Page	291 / 258
Instrument Date	Apr 20, 2015
Transaction Type	Transfer
Record Updated	Feb 27, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000293/694
Date	Apr 24, 2015
Book Page	293/694

Lender

Name	GATEWAY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1050 Jane Phillips Rd was $1,153.

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00	$72,050 Land $3,550 Building $68,500
2023		$72,050 (+81.14%) Land $3,550 Building $68,500	$288,200 (+81.14%) Land $14,200 Building $274,000
2022		$39,775 Land $2,550 Building $37,225	$159,100 Land $10,200 Building $148,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1050 Jane Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Jane Phillips Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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