987 Jane Phillips Rd, Oneida, TN 37841 Property Records

Scott County property record for 987 Jane Phillips Rd, Oneida, TN 37841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2011
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Mar 2024)
Tax Bill	$650 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076053 04628`

Property Details

APN / Parcel Number

Primary APN	`076053 04628`
Alternative APN	`053 04628`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	987 JANE PHILLIPS RD
City	ONEIDA
State	TN
Zip	37841-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 3
Legal Subdivision	LOT 3
Legal Lot Number	3
Jurisdiction	SCOTT TN
Township / Civil Division	5
Census Block Group	3
Census Block	3088
Census Tract	975000

Owner

Source: Scott County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2229, ADDISON, TX 75001-3035
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage UT FCU
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage CLICK N CLOSE
Mar 6, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	2024701
Deed Book / Page	75 / 381
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	987 JANE PHILLIPS RD, ONEIDA, TN 37841-3669
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000309/725
Date	Jul 3, 2017
Book Page	309/725

Lender

Name	UT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Mar 27, 2024
Property Address	987 JANE PHILLIPS RD, ONEIDA, TN 37841-3669
Document Number	000075/381
Book / Page	75 / 381
Instrument Date	Mar 22, 2024
Instrument	24000701
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 JANE PHILLIPS RD, ONEIDA, TN 37841-3669

Mortgage

Document Number	0024000702
Date	Mar 27, 2024
Instrument	24000702

Lender

Name	CLICK N CLOSE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2054

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Mar 6, 2020
Property Address	987 JANE PHILLIPS RD, ONEIDA, TN 37841-3669
Document Number	000017/503
Book / Page	17 / 503
Instrument Date	Feb 28, 2020
Instrument	20000579
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5334, ONEIDA, TN 37841-5334

Mortgage

Document Number	0000000017/0000000506
Date	Mar 6, 2020
Book Page	0000000017/0000000506
Instrument	20000580

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+19.27%)	$40,600 (+19.24%) Land $3,275 Building $37,325
2024	$545.00	$34,050 (-) Land $3,275 Building $30,775
2023		$34,050 Land $3,275 Building $30,775	$162,400 Land $13,100 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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