1050 Griffith Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 1050 Griffith Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,822 sqft · built 1920
Lot Size0.182 acres (7,941 sqft)
OwnerIndividual Name on Record
Last Sale$926,000 (Aug 2022)
Tax Bill$19,389 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-28-305-009

Property Details

APN / Parcel Number

Primary APN12-28-305-009

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,822 sqft Living Area
Gross Area3,941 sqft
1st Floor Area1,271 sqft
Upper Floors Area1,483 sqft
AtticAttic
Attic Area1,187 sqft
Basement Area1,187 sqft
Finished Basement1,068 sqft
Unfinished Basement119 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1943
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,941 sqft (0.182 acres)
Lot Dimensions90 ft deep x 90 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area224 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1050 GRIFFITH RD
CityLAKE FOREST
StateIL
Zip60045-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE TERRACE SUBDN. (EX WLY 63 FT & EX S10 FT) LOT 30 & (EX WLY 63 FT) LOT 31
Legal SubdivisionROSE TERRACE SUBDN.
Legal Lot Number30,31
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3008
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1050 GRIFFITH RD, LAKE FOREST, IL 60045-1319
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleApr 21, 2014 · Amount on Record
Deed Document Number20227927487
Prior Transfer DateSep 9, 2008
Prior Transfer Doc0006397751
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 19, 2022
Property Address1050 GRIFFITH RD, LAKE FOREST, IL 60045-1319
Document Number0007927487
Map ReferenceDOC 147486
Instrument DateAug 15, 2022
Instrument7927487
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$926.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1050 GRIFFITH RD, LAKE FOREST, IL 60045-1319

Mortgage

Document Number0007927488
DateAug 19, 2022
Instrument7927488
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.25%
IndexOther
Max Rate9.25%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1050 GRIFFITH RD, LAKE FOREST, IL 60045-1319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFORT DEARBORN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007712401
DateNov 4, 2020
Instrument7712401
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2045
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$344,817 (+18.22%) Land $95,581 Building $249,236$1,034,555 (+18.22%) Land $286,772 Building $747,783
2024$19,389.00 (+20.43%)
2023$16,100.00 (+2.84%)$291,672 (+6.98%) Land $80,850 Building $210,822$875,103 (+6.98%) Land $242,574 Building $632,529
2022$15,656.00$272,653 Land $75,578 Building $197,075$818,041 Land $226,757 Building $591,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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