1050 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 1050 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,333 sqft · built 1928
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,400,000 (Sep 2020)
Tax Bill	$44,144 (2024)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-34-305-048`

Property Details

APN / Parcel Number

Primary APN	`12-34-305-048`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,333 sqft Living Area
Gross Area	5,974 sqft
1st Floor Area	2,595 sqft
Upper Floors Area	1,738 sqft
Basement Area	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1050 E ILLINOIS RD
City	LAKE FOREST
State	IL
Zip	60045-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLOMBROSA TRACT 1 & TH PT TRACT 2 DAF BEG AT A PNT ON SWLY LN SD TRACT 2 200 FTNWLY FR MOST SLY COR THOF TH N 23 DEG 4 1 MIN W TO A PNT ON NWLYLN SD TRACT 2 TH SWLY ALG SD NWLY LN
Legal Subdivision	VALLOMBROSA 01
Legal Tract	1,2
Legal Lot Number	264
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2009
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 28, 2020	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Nov 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	20207699235
Prior Transfer Date	Nov 27, 1995
Prior Transfer Doc	0003758330
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007876013
Date	Feb 22, 2022
Instrument	7876013

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007657252
Date	May 19, 2020
Instrument	7657252

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Sep 28, 2020
Property Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410
Document Number	0007699235
Map Reference	DOC 300698
Instrument Date	Sep 14, 2020
Instrument	7699235
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410

Mortgage

Document Number	0007699236
Date	Sep 28, 2020
Instrument	7699236

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Nov 4, 2019
Property Address	1050 E ILLINOIS RD, LAKE FOREST, IL 60045-2410
Document Number	0007605993
Instrument Date	Oct 21, 2019
Instrument	7605993
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1050 E ILLINOIS RD LAKE FOREST IL 600452410, LAKE FOREST, IL 60045-2410

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$813,195 (+18.22%) Land $419,410 Building $393,785	$2,439,829 (+18.22%) Land $1,258,356 Building $1,181,473
2024	$44,144.00 (+11.42%)
2023	$39,619.00 (+2.93%)	$687,861 (+3.95%) Land $354,768 Building $333,093	$2,063,789 (+3.95%) Land $1,064,410 Building $999,379
2022	$38,493.00	$661,738 Land $341,295 Building $320,443	$1,985,412 Land $1,023,987 Building $961,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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