105 Zanzibar Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 105 Zanzibar Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,754 sqft · built 2018
Lot Size1.01 acres (44,431 sqft)
Owner2 Trust Names on Record
Last Sale$1,785,000 (Jun 2020)
Tax Bill$23,600 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN053-172-13

Property Details

APN / Parcel Number

Primary APN053-172-13
Alternative APN
  • 053-172-13-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,754 sqft Living Area
Gross Area4,261 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Roof MaterialTile
Lot Area44,431 sqft
Garage TypeAttached
Garage Area507 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address105 ZANZIBAR DR
CityAPTOS
StateCA
Zip95003-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionSEASCAPE UPLANDS TR 1304
Legal Lot Number84
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address105 ZANZIBAR DR, APTOS, CA 95003-5540
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 12, 2020Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Aug 6, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ROXANNE D GREENE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleSep 20, 2012 · Amount on Record
Deed Document Number202020479
Last Transfer DateJul 27, 2020
Transfer Doc0000032686
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address105 ZANZIBAR DR, APTOS, CA 95003-5540
Transaction TypeMortgage
Record UpdatedNov 2, 2021
Title CompanyNOT AVAILABLE, AMROCK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ZANZIBAR DR, APTOS, CA 95003-5540

Mortgage

Document Number0000053144
DateOct 22, 2021
Instrument2021-0053144
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 25, 2020
Property Address105 ZANZIBAR DR, APTOS, CA 95003-5540
Document Number0000032686
Instrument DateJul 27, 2020
Instrument32686
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address105 ZANZIBAR DR APTOS CA 950035540, APTOS, CA 95003-5540

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 12, 2020
Property Address105 ZANZIBAR DR, APTOS, CA 95003-5540
Document Number0000020479
Instrument DateJun 9, 2020
Instrument20479
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
Tax$1,964.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address14227 AMHERST CT LOS ALTOS CA 940221830, LOS ALTOS, CA 94022-1830

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 6, 2018
Property Address105 ZANZIBAR DR, APTOS, CA 95003-5540
Instrument DateJun 29, 2018
Instrument24074
Transaction TypeConstruction Loan
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ZANZIBAR DR APTOS CA 950035540, APTOS, CA 95003-5540

Mortgage

Document Number0000024074
DateAug 6, 2018
Instrument24074
Lender
NameROXANNE D GREENE
Address10550 PINE HILL DR, SUNLAND, CA 91040-1200
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 5, 2019

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,991,201 (+2%) Land $1,210,338 Building $780,863
2025$23,600.00 (+10.37%) Homeowner's exemption$1,952,158 (+4.04%) Land $1,186,606 Building $765,552
2023$21,383.00 (+1.85%) Homeowner's exemption$1,876,354 Land $1,140,529 Building $735,825$1,917,540
2022$20,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

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