105 Watson St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 105 Watson St, Ripon, WI 54971

Property Summary

Property Type	Commercial
Details	2,982 sqft · built 1880
Lot Size	0.064 acres (2,788 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jan 2024)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-RI-208-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-RI-208-00`

Interior

Stories	2 Stories
Building Area	2,982 sqft Total Area
Basement Area	1,491 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,788 sqft (0.064 acres)
Lot Dimensions	13.2 ft deep x 2.1 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	105 WATSON ST
City	RIPON
State	WI
Zip	54971-1326
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2
Legal Description	S21 T16N R14E RIPON PLAT S 21' OF LOT 5 BLK 7
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	RIPON PLAT
Legal Block	7
Legal Lot Number	5
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5035
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watson Street Commercial Historic District listed 1991 · 70 contributing resources · NRIS 91001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	417 SCOTT ST, RIPON, WI 54971-1557
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	20241191308
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jan 2, 2024
Property Address	105 WATSON ST, RIPON, WI 54971-1326
Document Number	0001191308
Instrument Date	Dec 2, 2023
Instrument	1191308
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SCOTT ST, RIPON, WI 54971-1557

Mortgage

Document Number	0001191309
Date	Jan 2, 2024
Instrument	1191309

Lender

Name	FORTIFI BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+7.46%)	$90,500 (-) Land $9,000 Building $81,500	$139,582 (+31.28%) Land $13,881 Building $125,701
2023	$2,372.00 (+0.47%)	$90,500 (-) Land $9,000 Building $81,500	$106,320 (+11.48%) Land $10,573 Building $95,747
2022	$2,361.00	$90,500 Land $9,000 Building $81,500	$95,370 Land $9,484 Building $85,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless, Verizon.

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