Madison County property record for 105 Walnut Cir, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,424 sqft |
| Lot Size | 1.26 acres (54,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Oct 2024) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041C-0009-0015 |
| Primary APN | 041C-0009-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Basement Area | 1,239 sqft |
| Unfinished Basement | 1,239 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 54,935 sqft (1.26 acres) |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 61620 |
|---|---|
| Street Address | 105 WALNUT CIR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY HILLS LOT 57 |
| Legal Subdivision | HICKORY HILLS |
| Legal Block | 3 |
| Legal Lot Number | 57 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10702 |
105 Walnut Cir is owned and occupied by an individual who bought it in October 2024.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Oct 11, 2021 | Deed, Transfer |
| Mar 3, 2017 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Prior Sale | Oct 11, 2021 · Amount on File |
| Deed Document Number | 202414227741 |
| Deed Book / Page | 858 / 787 |
| Prior Transfer Date | Oct 15, 2024 |
| Prior Transfer Doc | 00D858/787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01789/465 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | M01789/465 |
| Instrument | 2013971873 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Document Number | D812/517 |
| Book / Page | D812 / 517 |
| Map Reference | MB 6 PG 53 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2014057535 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Document Number | D00741/738 |
| Book / Page | D00741 / 738 |
| Map Reference | MB6 PG53 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2013955176 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 LUCILLE DR, 320, LEXINGTON, KY 40511-8796 |
| Name | Verified Name |
|---|---|
| Address | 105 WALNUT CIR, RICHMOND, KY 40475-8503 |
| Mail Care Of | MATTHEW SCOTT MESSER |
| Document Number | 2013955177 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2013955177 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 105 Walnut Cir was $2,597.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,597.00 | $275,500 | $275,500 |
| 2023 | $2,376.00 | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Walnut Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Walnut Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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