103 Walnut Cir, Richmond, KY 40475 Property Records

Madison County property record for 103 Walnut Cir, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3,354 sqft
Owner2 Individual Names on Record
Last Sale$5,500 (Jul 1986)
Tax Bill$3,374 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN041C-0009-0014

Property Details

APN / Parcel Number

Primary APN041C-0009-0014
Alternative APNs
  • 129459
  • 92308
  • 59250

Interior

Stories2 Stories
Building Area3,354 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeAttached
Garage Area810 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account Number59250
Street Address103 WALNUT CIR
CityRICHMOND
StateKY
Zip40475-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY HILLS LOT 58
Legal SubdivisionHICKORY HILLS
Legal Lot Number58
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3007
Census Tract10702

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 WALNUT CIR, RICHMOND, KY 40475-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 1986 · Amount on Record
Deed SaleJul 14, 1986 · Amount on Record
Deed Document Number0000377674
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address103 WALNUT CIR, RICHMOND, KY 40475-8503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01814/117
DateJul 17, 2018
Book PageM01814/117
Instrument2013978775
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,374.00 (+42.18%) Homeowner's exemption$407,000 (+39.86%)$407,000 (+39.86%)
2023$2,373.00 Homeowner's exemption$291,000$291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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